Miami’s Premier Mortgage Lender
Your Home Journey
Starts Here
From first-time buyers to seasoned investors, Lending Haus delivers personalized mortgage solutions with competitive rates and a seamless digital experience.
Apply Online
10 Minutes
Get Pre-Approved
Lock Your Rate
Close Faster
21 Day Average
Our Programs
Loan Solutions for Every Goal
Whether you’re buying your first home or expanding your investment portfolio, we have the right loan for you.
Conventional
Best for buyers with good credit. Down payments as low as 3% with competitive rates.
FHA Loans
Ideal for first-time buyers. Lower credit requirements and down payments as low as 3.5%.
VA Loans
Exclusive for veterans and active military. Zero down payment and no PMI required.
DSCR Loans
For real estate investors. Qualify based on property income, not personal tax returns.
Hard Money
Fast-closing for fix-and-flip and bridge deals. Asset-based lending with flexible terms.
Refinance
Lower your rate, shorten your term, or tap into your home equity. See your options.
Why Lending Haus
A Better Way to Get Home
$500M+
Funded to Date
15+
Loan Programs
21 Days
Average Close
5 ⭐
Google Rating
Florida Expertise
Deep knowledge of Miami, Broward, and Palm Beach markets. We understand Florida’s unique real estate landscape, from waterfront condos to suburban single-family homes.
Technology + Speed
Our digital-first process means faster pre-approvals, real-time updates, and a streamlined experience from application to closing day.
Client-First Approach
Every borrower gets a dedicated loan officer who guides them personally. We’re not just processing loans, we’re building relationships.
How It Works
Four Steps to Your New Home
Apply Online
Complete our secure digital application in about 10 minutes. No paperwork needed upfront.
Get Pre-Approved
Receive your pre-approval letter quickly and lock in a competitive rate while you shop.
Shop With Confidence
Make offers knowing exactly what you can afford. Sellers love pre-approved buyers.
Close With Us
Our team handles every detail from processing to closing day. Average close in just 21 days.
Free Tool
What Will Your Monthly Payment Be?
Use our free mortgage calculator to estimate your monthly payment and compare loan options.
Client Stories
What Our Clients Say
★★★★★
“David and his team at Lending Haus have been amazing to work with. He has been patient and helpful every step of the way. I also have to give a special shoutout to Lydia, she went above and beyond and made the whole process so much easier. The entire team is knowledgeable and always ready to help. Highly recommend Lending Haus!”
Isabella Draper
Google Review · Aug 2026
★★★★★
“I had an outstanding experience working with David and his team at Lending Haus while purchasing my first home. From the beginning the team was professional and very supportive throughout the entire process. I had a lot of questions, and David took the time to explain every step clearly and patiently.”
Pedro Alvarez
Google Review · Jun 2026
★★★★★
“Fabiana helped me find a loan to purchase my first home. Her dedication, and willingness to go the extra mile for her clients is truly remarkable. She is an exceptional professional who truly cares for her clients. If Fabi cannot do it, no one can.”
Daniela Gonzalez
Google Review · 2024
Your Team
Meet Your Loan Officers
David Armas
Broker / Owner · NMLS #2155616
Bilingual mortgage professional with deep Florida market expertise. Fluent in English and Spanish.
Fabiana Nieves
Broker / Owner · NMLS #1720965
Dedicated to making homeownership accessible. Bilingual in English and Spanish.
Ready to Get Started?
Take the first step toward your dream home. Our team is ready to guide you through every stage of the process.